Excess and Surplus Lines

Picadio Sneath Miller & Norton, P.C. attorneys work extensively in coverage related issues pertaining to the excess and surplus market. Excess policies provide limits above an underlying liability policy. The underlying liability policy is often an umbrella policy and the excess policy provides additional limits of insurance often following form to the umbrella policy.

Issues that often arise in the excess policy arena pertain to allocation, "ultimate net loss" exhaustion and underwriting processes. Picadio Sneath Miller & Norton, P.C. attorneys are experienced in counseling carriers on these issues and have recently litigated the following:

  • Defense of corporate managing general agent in litigation brought by insurer alleging negligence in insurance underwriting and claims management activities.
  • Representation of insurers against claims for coverage arising from mass toxic tort claims and alleged bad faith.
  • Representation of excess insurers in indemnity dispute arising from national class action settlement in excess of $100 million involving national restaurant chain.

For more information, call 412-288-4000 or send our PSMN ® Pittsburgh insurance coverage attorneys an e-mail by completing the contact form on this website.